The Center for Hunger-Free Communities

Solutions Based on Science and the Human Experience

While the non-affordable homes are being built, I sit in my mother’s home seeking, searching, and striving to become a home owner or even an apartment renter. The district is a thriving city. I wonder why the system and people of the city can’t thrive together. No matter what one's pay is, every working person should be able to be housed safely.

Micro-lending

Many of the women of Witnesses are entrepreneurs who run informal businesses (i.e. hair/makeup business, catering, childcare) to make ends meet.  With so few job opportunities available, turning this informal work into legitimate businesses is an important strategy for families trying to escape economic insecurity.  Though the idea of offering micro-loans to help low-income women start income-generating business started in the developing world, its popularity has grown in the U.S.

Current Issue

While several organizations in Philadelphia offer micro-loans to middle and lower-income entrepreneurs, those living in deep poverty - as TANF recipients are - often get left out of these business financing opportunities.  Philadelphia could offer micro-loans and discounted business licenses to low-income individuals who want to join the formal economy.

 

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